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Now #BreakupWithLandlord because buying a home is easy peasy! Come on, #GharAajaIndia!  

You know people say, “Travel, to learn more than what books can teach.” No, I did not make that up. Often, I see people travel many times a year, and sometimes they end up wallowing in self-pity because had it not been for their liabilities, they’d have been on the beach too! 

I doubt there is anybody who doesn’t want to travel. But life happens and we have many things that hold us back. For us, it was our home loan EMIs. A few years ago, we got done with our EMIs, and it took us a week of rejoicing to finally let the fact sink in that we now have x amount of rupees FREE/MORE to spend as we want! No more EMIs.

The decision to invest in a home had come from that urgent need to #BreakupWithLandlord. It was important to have our own space and live as we wished. But with everything good, also comes some constraint. For us, that was our home loan. 

I sometimes wish we had the option to get a break from EMIs in between. But if you are planning on investing in your own home, fret not! Tata Value Homes have come up with a unique option of paying just 10% of the cost of a home with #GharAajaIndia and then pay the rest after an EMI break of a year! You can avail this special offer till September 16, 2018! This is how Tata Value Homes intends to bring all of you home – #GharAajaIndia because ghar is where the name on the door is yours.

Amazing? You bet!

And since I am a travel junkie, I’d say you use this time and the EMIs you don’t have to pay for now, to TRAVEL! 

You will have peace of mind, time to pull your resources and prepare for the EMIs. Here’s the best news – if you are taking a loan, Tata Value Homes pays the interest for 18 months! WOOT WOOT!

How can I travel with the money I save, you ask? You can, I say! The beauty about travel is that it could be to the next town or nearby forest and still be as, if not more, enriching as going abroad. Doesn’t matter where you go, the trick lies in going to places where you are truly one with yourself. 

 Since it is travel that I have suggested, let me give you a few ideas. These might come handy if you have to convince your partner (or even yourself if you already aren’t) to pack your bags and travel!

  • Home decor! So you have your own house now and you finally have a chance to do it up. After your #BreakupWithLandlord, you won’t have to live in a room with poor lighting, horrible wall colours and disgusting furniture. Travel gives you exposure to curios handicrafts, and so many knick-knacks, which you can bring back to decorate your house. So you see, travelling is a must to deck your home like your heart desires, and what better time than right after you’ve answered the call of #GharAajaIndia?
  • Once the EMIs begin, you’ll be tied to it for some time. BUT! You are new house owners, and you deserve to celebrate. Again, which is a better way to celebrate – spend it on friends or spend it on travel? Come on, I can hear you say travel. 
  • You can start practising for the EMIs. Take whatever is the amount you’ll be paying monthly from after a year, and keep that aside. Make a habit of going through the month without that amount and see how you cope. And after every quarter, six months or any time period of your choice, pack your bags and set off!

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17 Comments

  1. How true ! Nothing can come close to the feeling of getting rid of EMI. You can do so many things after that. I would (like you) too travel once the EMIs are done. And the offer for Tata Vale Homes seems irresistable. Thanks for the info.

  2. I love your tip of keeping aside the money meant for EMI’s and using it to travel.
    This post has also helped me make up mind, about whom to approach when we buy a house next year.
    Here we come, TATA!

  3. Thats a very good idea of getting home decor items from travel.The #GharAajaIndia is very timely for me.

  4. Richa Singh says:

    It seems ages since I last travelled and if only I had an EMI free year – this Greek vacation would have happened too!

  5. EMI first and leisure comes second.
    Once you are done with your responsibilities, only then you can enjoy the trips and excursions.
    ‘Tata Homes’ is truly a blessing:)

  6. Yes, having an own house is an experience which cannot be explained. Moreover having a holiday period for the EMI is fantastic. But, my recommendation would be to deposit the EMI as RD in a bank, and use it at the end as a part payment for the loan purchased. having a disciplined part payment will help you to reduce the loan tenure by atleast 4-5 years. Good luck.

  7. seems attractive…will read more about it. thanks for sowing the seed of thought though!
    #mannreads

  8. EMIs are painful! They make us to sit tight with the budget and give tension if something goes up from the monthly planner. Good offer by Tata homes!

  9. Travel indeed seema to be a good way to celebrate. You get to make endless memories in the process.

  10. That’s a great option for new home buyers. EMI holiday for a year is truly a brilliant concept.

  11. Yes. Breakup with these landlords are really important.

  12. Totally agree with you, EMI is always painful. The offer by Tata Vale Homes seems to be amazing. Thanks for sharing the detailed information.
    http://www.zenithbuzz.in
     #MyFriendAlexa #zenithbuzzreads

  13. Nice … breakup with the landlord… the feeling of staying in your own house is something out of this world.

  14. Hahahah a – Love this hashtag #breakup with landlord

  15. EMI’s is a burden with which no one can dreamt to enjoy, thanks to Tata Homes for this amazing offer. #MyFriendAlexa #DelhibloggerReads

  16. Thoughtful article and nice tips on owning home

  17. Break up with a landlord is a nice way of putting it Samarpita.
    #wordsmithkaurreads

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